Chris Hayes Team

The proliferation of loan modification scams over the past few years has made an already stressful situation for upside down homeowners even more treacherous to navigate.  Here are six red flags that may indicate you are dealing with a loan modification scammer: 1.  The company [or representative] asks for an upfront fee. 2.  The company guarantees they can stop [...]

In a business reliant on many variables coming together within a short amount of time, stress levels and anxiety can mount when deals stall or worse, start heading south.  Just recently we experienced just such a deal.  We were representing a buyer in the purchase of his very first home (we’ll call him Bill.)  We [...]

Great News for military families!  The Pentagon Federal Credit Union Foundation (PenFed Foundation) is offering financial help to eligible first-time home buyers through its Dream Makers program.  Active duty personnel, veterans and retired members of the military may qualify for a grant up to $5,000 to use on down payments and closing costs when buying [...]

If you are thinking about purchasing a home, then you are most likely thinking about your credit score.  Most of us know the basics:  pay on time, keep your balances low, don’t open a new account every time a cashier offers you 10% savings on your purchase today!  But we also know that there’s more [...]